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Health insurance deductibles and copayments are both types of cost-sharing, which refers to the way health insurance companies split the cost of your health care with you. So, what’s the difference between deductible and copayment? They differ in when you have to pay, how much you have to pay, and what’s left over for your health plan to pay. This article will explain how deductibles and copayments work and what you need to know about them in order to use your health coverage....

The Metals Company, a deep sea mining company, has now been permitted to test its mining machinery in the Pacific by the International Seabed Authority for the first time since the 1970s. However, some Pacific Island nations are not fans of this move. Deep sea mining involves harvesting minerals from the seabed of the deep ocean, below 650 feet, as opposed to underground on land. The most sought after minerals on the seafloor include polymetallic nodules, polymetallic sulfides and cobalt-rich ferromanganese crusts, all of which can be used for manufacturing rechargeable batteries and smartphones....

Anyone can get DVT at any time, but there are risk factors that can increase your chances of developing this condition. For example, women who are pregnant or taking birth control are at risk of developing blood clots. If you live with a chronic condition like heart disease or cancer, you’re also at risk of DVT. Common Causes Anything that interferes with your blood circulating like it should can cause DVT....

The company is aware of 107 incidents of the dehumidifiers overheating and/or catching fire, resulting in about $17 million in property damage overall. However, no injuries have been reported. The dehumidifiers in question are 25-, 30-, 35-, 45-, 50-, 60-, 65-, 70-, and 74-pint dehumidifiers with the brand names including AeonAir, Amana, ArcticAire (Danby), Classic (Danby/Home Hardware Stores), Commercial Cool, Danby, Danby Designer, Danby Premiere, De’Longhi, Edgestar, Friedrich, Generations (Danby), Haier, Honeywell (JMATEK/AirTek), Idylis, Ivation, perfect aire, SuperClima, Whirlpool, and Whynter....

Deion Sanders was introduced as Colorado’s head coach on Sunday, and during his speech, he introduced the crowd to his son, Shedeur Sanders, as “your quarterback.” “He’s going to have to earn it, though, believe that,” Sanders clarified. MORE: Why Deion Sanders is going to Colorado Shedeur Sanders, the current quarterback at Jackson State, has long been expected to follow his father to Colorado. The sophomore quarterback has completed 70....

The remnants of Hurricane Ida, now a tropical storm, hit New York City on Wednesday evening, bringing high winds, heavy rains, flooding and a tornado warning, prompting people to stay indoors as Subway stations and roads were flooded. However, a clip shared to Twitter on Wednesday evening appeared to show a driver for the online food ordering company Grubhub continuing to make a delivery during the severe weather, with the footage seemingly showing them wading through a flooded road carrying a bag of food and dragging their bicycle....

On January 7, Shane McInerney, 29, was traveling from Dublin to New York City when he allegedly refused to comply with a mask mandate despite repeated insistence from the crew. At one point, after complaining about the food served during the flight, McInerney got out of his seat and pulled down his pants, exposing his buttocks to other passengers and members of the flight crew, according to Sky News, which reported on legal papers filed in New York....

Cases of the Delta variant were reported to have grown to at least 80 by Saturday, according to Reuters. The U.K.’s Sky News reported Monday that Delta variant cases had reached triple digits. According to the latest report on the New South Wales Health government website, there are at least 130 “active local cases” in the Australian state, as of 8 p.m. local time Sunday, June 27. The website notes: “Active cases are defined as people who have tested positive for COVID-19, are in isolation and are being clinically monitored by NSW Health....

The lawsuit, filed in New York Southern District Court, says Jasmine Besiso and Myrone Powell were innocently hanging out when Barnes approached Besiso and began to choke her. The complaint also claims that Powell then tried to intervene but was then punched in the face by Cousins. MORE: When dirty incidents, jerks give sports a bad name The lawsuit then claims Barnes knocked Besiso unconscious while Cousins kicked and punched Powell in the head and body while he was on the ground....

In a sense, it is no surprise for millions across my continent that an African contest did not make for breaking news when passing the reins of government from one party to another without rage or regret. It is becoming more normal. But this milestone is important when it challenges the afro-pessimism that expects our political contests to be marred by violence and fraud. Africans are hardly short of elections....

The Allegheny County Democratic Party has endorsed Heather Kass of Carrick, Pittsburgh, for an open State House seat for the 36th district after coming out well in front of the other contender, Jessica Benham. But Benham pointed to now-deleted posts Kass made on Facebook in December 2015, in which she criticized former president Barack Obama’s Affordable Care Act, and backed Trump. The Pittsburgh City Paper, reported last month that Kass had written on Facebook in capital letters that she hated Obamacare, complained about how much her health premium payments were, saying: “THESE LAZY NO GOOD IDIOTS SUCKING THE SYSTEM DRY AND I STILL HAVE TO PAY FOR THEM....

On Tuesday, members in the House and Senate introduced legislation that would raise the federal minimum wage over the course of the next five years. But the bill faces an uphill battle in the evenly split Senate, as it would require support from all 50 Democrats and 10 Republicans. An alternative route for advancing the policy would be to include it in the upcoming budget reconciliation process, which would only require a simple majority in the Senate rather than 60 votes needed for new legislation....

Ryan Farrar is among a crowded field of 14 candidates vying for election in the first congressional district in Northwest Indiana. Farrar was particularly incensed by reports that the president is calling for the Justice Department to give a shorter prison term to former adviser Roger Stone, following his conviction of lying to Congress, witness tampering and obstructing a congressional investigation. Farrar tweeted on Thursday: “If Trump gets reelected, I’m going to become one of those “second amendment people....

Candidates will convene at Otterbein University for the debate hosted by CNN and The New York Times, starting 8 p.m. ET. The debate will be broadcast on CNN and can be live-streamed at CNN.com and nytimes.com, through the apps for both media outlets and Facebook. Here are the candidates who qualified, as they will stand on stage from left to right: Tulsi Gabbard (congresswoman from Hawaii)Tom Steyer (business executive)Cory Booker (senator from New Jersey)Kamala Harris (senator from California)Bernie Sanders (senator from Vermont)Joe Biden (former vice president)Elizabeth Warren (senator from Massachusetts)Pete Buttigieg (mayor of South Bend, Indiana)Andrew Yang (entrepreneur)Beto O’Rourke (former congressman from Texas)Amy Klobuchar (senator from Minnesota)Julián Castro (former housing secretary)...

“Trump’s Budget a Hit List, Not Wish List: Targets Children, Environment, and Patients … For Trump and his enablers, impeachment shows facts don’t matter; the climate crisis shows science doesn’t matter. Less than a wish list, it’s a hit list, with our children, the environment, and patients hit hard,” wrote Texas Democratic congressman Lloyd Doggett, a member of the House Budget Committee, in a statement Monday. “Trump said he would ‘always protect your Medicare and Social Security....

“We are on the same page,” Senate Minority Leader Chuck Schumer told Newsweek and half a dozen other media outlets Thursday inside his Washington, D.C. office after meeting with the California Democrat. “We’re both going to work as hard as we can to get a fair trial.” The impasse over a looming Senate trial proceeding, which would determine if President Donald Trump should be removed from office after being impeached by the House for abuse of power and obstruction of Congress, centers on witnesses demanded by Schumer....

A New York Times/Siena College poll found that surveyed voters have flipped from Democrats to Republicans in anticipation of the November 8 election. The economy and inflation have surged past issues like reproductive rights that initially galvanized swaths of the electorate, jumping from 36 percent in a July survey to 44 percent now. The survey of 792 likely voters nationwide conducted by phone shows that 49 percent of respondents said they planned to vote for a Republican representative in Congress, compared to 45 percent who said they intend to vote Democrat....

Since 1976, the Hyde Amendment has stipulated that federal tax dollars cannot be used to fund abortions except in cases of rape, incest or if the pregnant person’s life is in danger. Like any form of subsidy, this amendment makes it more likely that pregnant people will use Medicaid funds to have a child, rather than to end their child’s life. Most U.S. states without either federal or state funding of abortion have a pregnancy termination rate of 5-15 percent....